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What to Do If Your Injury Claim Is Denied in South Carolina

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Suffering a serious injury because someone else was careless is hard enough. But what makes it worse is when you do everything right, submit your injury claim, and the insurance company turns you down. Whether it’s a car accident or a workplace accident, it can feel like a slap in the face. However, the truth is that a denial doesn’t mean your case is over. South Carolina law gives you options, and the right steps can put you back in a position to fight for what you deserve. In this blog, we’ll walk through what to do next, step by step—in language that makes sense. Step 1 — Read the Denial Letter Carefully The first thing you’ll get from the insurance company, or even a workers’ compensation carrier, is a denial letter. This document matters. It should say why your personal injury claim was denied (missing evidence? timing issues? coverage disputes). This reason isn’t just bureaucratic paperwork but a roadmap to fix the problem. If the denial letter doesn’t make sense or seems contrad...
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Understanding the Discovery Process in Civil Litigation

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  If you’ve never been involved in a civil lawsuit, the legal process can feel confusing and overwhelming. One of the most critical phases in any civil case is discovery—a stage where both sides gather information to build their arguments. While the term might sound technical, understanding what discovery involves and how it works can make the process far less intimidating. Continue below to learn more. What Is Discovery? In simple terms, discovery is the phase in a lawsuit where both parties exchange information relevant to the case. Its purpose is straightforward: ensure that both sides have access to the facts so that trials are fair and decisions are based on evidence rather than surprises. Without discovery, one side might be blindsided by critical documents or testimony, which could make the case unfairly one-sided. Discovery is not just about collecting documents. It can involve interrogatories, depositions, requests for admissions, and requests for production of documents. ...
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How to Deal with Insurance Adjusters After an Accident

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  When you’ve been in an accident—whether it’s a fender bender or something more serious—the aftermath can be overwhelming. You’re dealing with injuries, car repairs, missed work, and maybe even emotional trauma. Then the phone rings. It’s the insurance adjuster assigned to your claim. What should you say? What shouldn’t you say? Do you even have to talk to them? In this blog, we’ll explore what Charleston drivers need to know about dealing with insurance adjusters after an accident—and how a personal injury lawyer can protect your rights when the phone calls start rolling in. What Is an Insurance Adjuster? Insurance adjusters (sometimes called claims adjusters) work for insurance companies. Their job is to investigate claims and determine how much compensation you should receive. That includes reviewing damage, interviewing you and other parties, reviewing records, and ultimately offering a settlement. Sounds fair, right? The catch is that insurance adjusters are not on your sid...
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