Leffew Law Firm

  When you’ve been in an accident—whether it’s a fender bender or something more serious—the aftermath can be overwhelming. You’re dealing with injuries, car repairs, missed work, and maybe even emotional trauma. Then the phone rings. It’s the insurance adjuster assigned to your claim. What should you say? What shouldn’t you say? Do you even have to talk to them? In this blog, we’ll explore what Charleston drivers need to know about dealing with insurance adjusters after an accident—and how a personal injury lawyer can protect your rights when the phone calls start rolling in. What Is an Insurance Adjuster? Insurance adjusters (sometimes called claims adjusters) work for insurance companies. Their job is to investigate claims and determine how much compensation you should receive. That includes reviewing damage, interviewing you and other parties, reviewing records, and ultimately offering a settlement. Sounds fair, right? The catch is that insurance adjusters are not on your sid...

When you’ve been injured, whether in a car crash, a fall, or another incident, your life can change in an instant. As medical bills arrive, you may think, “Well, that’s what insurance is for.” Unfortunately, many injury victims find out the hard way that insurance companies don’t always play fair. Insurance companies are in the business of protecting their bottom line, not yours. One of the most common tactics they use to preserve profits is undervaluing injury claims. That means offering less than what your case is worth. In this blog, our Charleston law firm will explore how these companies work behind the scenes and what you can do to protect yourself. The “Quick Settlement” Trap If you’ve ever received a phone call from an insurance adjuster shortly after your accident, you may have been offered a fast settlement. It might even seem generous initially, especially if you’re still dazed , missing work, or facing extensive medical expenses. But this is one of the most common tactics u...