Leffew Law Firm

Suffering a serious injury because someone else was careless is hard enough. But what makes it worse is when you do everything right, submit your injury claim, and the insurance company turns you down. Whether it’s a car accident or a workplace accident, it can feel like a slap in the face. However, the truth is that a denial doesn’t mean your case is over. South Carolina law gives you options, and the right steps can put you back in a position to fight for what you deserve. In this blog, we’ll walk through what to do next, step by step—in language that makes sense. Step 1 — Read the Denial Letter Carefully The first thing you’ll get from the insurance company, or even a workers’ compensation carrier, is a denial letter. This document matters. It should say why your personal injury claim was denied (missing evidence? timing issues? coverage disputes). This reason isn’t just bureaucratic paperwork but a roadmap to fix the problem. If the denial letter doesn’t make sense or seems contrad...