Leffew Law Firm

After a car accident, one of the first things many people wonder is whether the other driver’s insurance will cover their injuries and vehicle damage. Unfortunately, the answer isn’t always yes. In South Carolina, some drivers carry no insurance at all, while others have only minimum coverage that may not cover serious injuries or extensive losses. If you’re hurt in an accident caused by an uninsured or underinsured driver, you still have options, but understanding how the process works can make a significant difference in protecting your rights and your financial recovery. In this blog, we’ll explore what you need to know. Understanding Uninsured vs. Underinsured Drivers While the terms sound similar, they refer to different situations, and each affects how your claim is handled. Uninsured drivers  have no active liability insurance at the time of the accident. This may include drivers whose policies have lapsed, been canceled, or were never purchased in the first place. Underinsu...