Leffew Law Firm

  When you’ve been in an accident—whether it’s a fender bender or something more serious—the aftermath can be overwhelming. You’re dealing with injuries, car repairs, missed work, and maybe even emotional trauma. Then the phone rings. It’s the insurance adjuster assigned to your claim. What should you say? What shouldn’t you say? Do you even have to talk to them? In this blog, we’ll explore what Charleston drivers need to know about dealing with insurance adjusters after an accident—and how a personal injury lawyer can protect your rights when the phone calls start rolling in. What Is an Insurance Adjuster? Insurance adjusters (sometimes called claims adjusters) work for insurance companies. Their job is to investigate claims and determine how much compensation you should receive. That includes reviewing damage, interviewing you and other parties, reviewing records, and ultimately offering a settlement. Sounds fair, right? The catch is that insurance adjusters are not on your sid...

When you’ve been injured, whether in a car crash, a fall, or another incident, your life can change in an instant. As medical bills arrive, you may think, “Well, that’s what insurance is for.” Unfortunately, many injury victims find out the hard way that insurance companies don’t always play fair. Insurance companies are in the business of protecting their bottom line, not yours. One of the most common tactics they use to preserve profits is undervaluing injury claims. That means offering less than what your case is worth. In this blog, our Charleston law firm will explore how these companies work behind the scenes and what you can do to protect yourself. The “Quick Settlement” Trap If you’ve ever received a phone call from an insurance adjuster shortly after your accident, you may have been offered a fast settlement. It might even seem generous initially, especially if you’re still dazed , missing work, or facing extensive medical expenses. But this is one of the most common tactics u...

  When a child gets hurt, whether in a car accident, on someone else’s property, or due to negligence, the emotional weight is heavy. As parents, you’re focused on ensuring your child is physically and emotionally well. But once the dust settles, legal questions often follow. Can you file a personal injury claim on behalf of your child? How is compensation handled? What’s different about these cases compared to adult claims? At Leffew Law Firm , we understand how overwhelming this situation can be. In this blog, we’ll explore what you need to know if your child has been injured and you’re considering legal action. Minors Can’t File Claims Themselves—But You Can In the eyes of the law, minors (those under 18 in most states) are generally unable to file personal injury lawsuits on their own. That responsibility falls to a parent or legal guardian, who can act on the child’s behalf. This is often referred to as a “next friend” claim. As a parent, you have the legal right to pursue com...